Coverage
Homeowners
Insurance
Homeowners policies typically combine dwelling and other-structures coverage, personal property, loss of use, and personal liability. We compare carriers so your rebuild cost, deductibles, and endorsements actually match your home.
Coverage
What a policy
usually includes
01
Dwelling and other structures
02
Dwelling and other structures
03
Loss of use / additional living expense
04
Personal liability and medical payments
05
Water backup, service line, & equipment breakdown endorsements
What to watch for
- Minnesota and Wisconsin hail and wind losses often carry separate percentage deductibles.
- Replacement cost vs. actual cash value on roofs varies widely between carriers.
- Home-based businesses and rentals usually need a separate or endorsed policy.
Personal insurance
Related coverage
01
Auto Insurance
02
Renters Insurance
03
Condo Insurance
Please note
Kriener Agency is a licensed insurance agency. Coverage descriptions on this site are general summaries for information only and do not amend, extend, or alter any policy. Coverage, terms, discounts, and availability vary by carrier, state, and applicant, and are subject to underwriting approval. Only the issued policy determines what is covered. Submitting a request does not bind, alter, or cancel coverage.
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For urgent changes, call
- Dwelling and other structures
- Personal property and scheduled valuables
- Loss of use / additional living expense
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