COVERAGE

What We Can Insure

Explore personal, business, and life insurance options with Kriener Agency. Choose a line of coverage to see what a policy typically includes, what to watch for in Minnesota and Wisconsin, and how to request a quote.

FEATURED COVERAGE

Homeowners Insurance

Protect your house, belongings, and liability with coverage that reflects the property you own and the way you live. Kriener Agency helps you review important policy details so you can better understand what is included and where additional protection may be worth considering.

PERSONAL • BUSINESS • LIFE

Coverage for Every Side of What Matters

From the things you own and the people you protect to the business you’ve worked to build, Kriener Agency offers coverage options across personal, commercial, and life insurance. Explore each category to find the protection that fits your needs.

Homeowners Insurance

Protect your house, belongings, and liability.

02

Auto Insurance

Minnesota no-fault and Wisconsin auto coverage.

03

Renters Insurance

Cover your belongings and liability in a rental.

04

Condo Insurance

Fill the gaps your association master policy leaves you.

05

Umbrella Insurance

Extra liability limits above your home and auto.

06

Boat & Watercraft Insurance

Coverage for boats, pontoons, personal watercraft, and trailers.

07

Classic Car Insurance

Agreed-value coverage for collector vehicles.

08

Motorcycle Insurance

Coverage for street bikes, cruisers, and off-road machines.

09

Business Coverage

Protection designed to help safeguard the people and future that matter most.

10

Mobile Home Insurance

Protect your mobile home, belongings, and the people who depend on you.

11

Motorhome Insurance

Protect your motorhome on the road, at the campsite, and wherever your travels take you.

General Liability

Coverage for third-party bodily injury and property damage claims.

02

Business Owners Policy (BOP)

Liability plus property coverage in one packaged policy.

03

Workers’ Compensation

Medical and wage benefits for injured employees.

04

Commercial Auto & Trucking

Coverage for business vehicles, fleets, and motor carrier operations.

05

Commercial Property

Protection for buildings, contents, equipment, and income.

06

Cyber Liability

Coverage for breach response, ransomware, and funds transfer fraud.

07

Classic Car Insurance

Agreed-value protection designed for collector vehicles.

08

Motorcycle Insurance

Coverage for street bikes, cruisers, and off-road machines.

09

Life Insurance

Protection designed to help safeguard the people and future that matter most.

Life Insurance

Term, permanent, and final expense protection.

02

Business Owners Policy (BOP)

Liability plus property coverage in one packaged policy.

03

Workers’ Compensation

Medical and wage benefits for injured employees.

04

Commercial Auto & Trucking

Coverage for business vehicles, fleets, and motor carrier operations.

05

Commercial Property

Protection for buildings, contents, equipment, and income.

06

Cyber Liability

Coverage for breach response, ransomware, and funds transfer fraud.

07

Classic Car Insurance

Agreed-value protection designed for collector vehicles.

08

Motorcycle Insurance

Coverage for street bikes, cruisers, and off-road machines.

09

Life Insurance

Protection designed to help safeguard the people and future that matter most.

COMMON QUESTIONS

Questions About Choosing the Right Coverage

Insurance can come with plenty of details, but understanding your options should not feel complicated. Here are a few common questions about how Kriener Agency helps Minnesota and Wisconsin families and businesses review coverage.

How do you help me choose coverage?

We start by learning what you need covered, then put together options from the companies we represent. We explain the differences and trade-offs in plain language so you can decide what fits.

Which states do you serve?

Kriener Agency serves individuals, families, and businesses in Minnesota and Wisconsin across personal, business, and life insurance needs.

How fast can I get a quote?

Getting started takes only a few minutes. Once you share the basics, we can begin reviewing available coverage options and follow up with what may fit your needs.

Does requesting a quote change my current coverage?

No. Requesting a quote does not bind, alter, or cancel your existing policy. Your current coverage stays in place unless you decide to make a change.