Coverage
Commercial
Property
Commercial property covers your building, contents, stock, and tools, plus the income you lose while a covered loss keeps you from operating.
Coverage
What a policy
usually includes
01
Building and tenant improvements
02
Business personal property and stock
03
Inland marine — tools and mobile equipment
04
Business income and extra expense
05
Equipment breakdown
What to watch for
- Wind and hail deductibles in Minnesota and Wisconsin are often a percentage of value.
- Underinsuring a building can trigger a coinsurance penalty at claim time.
- Tools and equipment away from premises need inland marine, not property coverage.
Please note
Kriener Agency is a licensed insurance agency. Coverage descriptions on this site are general summaries for information only and do not amend, extend, or alter any policy. Coverage, terms, discounts, and availability vary by carrier, state, and applicant, and are subject to underwriting approval. Only the issued policy determines what is covered. Submitting a request does not bind, alter, or cancel coverage.
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Commercial Property
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- Dwelling and other structures
- Personal property and scheduled valuables
- Loss of use / additional living expense