Coverage
Cyber
Liability
Cyber policies pay for breach response, data restoration, extortion payments, business interruption, and liability to third parties after a security or privacy incident.
Coverage
What a policy
usually includes
01
Breach response and notification costs
02
Ransomware and cyber extortion
03
Data restoration and system interruption
04
Third-party privacy and network security liability
05
Social engineering and funds transfer fraud options
What to watch for
- Most carriers now require multi-factor authentication and backups to bind coverage.
- Funds transfer fraud is often sublimited well below the policy limit.
- Contracts with larger clients frequently require cyber limits in writing.
Please note
Kriener Agency is a licensed insurance agency. Coverage descriptions on this site are general summaries for information only and do not amend, extend, or alter any policy. Coverage, terms, discounts, and availability vary by carrier, state, and applicant, and are subject to underwriting approval. Only the issued policy determines what is covered. Submitting a request does not bind, alter, or cancel coverage.
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Cyber Liability
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- Dwelling and other structures
- Personal property and scheduled valuables
- Loss of use / additional living expense