Coverage
General
Liability
Commercial general liability responds to third-party bodily injury, property damage, and personal/advertising injury claims arising out of your operations, premises, and completed work.
Coverage
What a policy
usually includes
01
Premises and operations liability
02
Products and completed operations
03
Personal and advertising injury
04
Medical payments
05
Additional insured and waiver of subrogation endorsements
What to watch for
- Certificates and additional insured wording should match your contracts before work starts.
- Subcontractor requirements and hold-harmless language affect pricing and eligibility.
- Professional services and pollution exposures usually need separate policies.
Please note
Kriener Agency is a licensed insurance agency. Coverage descriptions on this site are general summaries for information only and do not amend, extend, or alter any policy. Coverage, terms, discounts, and availability vary by carrier, state, and applicant, and are subject to underwriting approval. Only the issued policy determines what is covered. Submitting a request does not bind, alter, or cancel coverage.
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General Liability
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- Dwelling and other structures
- Personal property and scheduled valuables
- Loss of use / additional living expense