{"id":1871,"date":"2026-09-23T22:27:42","date_gmt":"2026-09-23T22:27:42","guid":{"rendered":"https:\/\/krieneragency.clients-demo-website.com\/?page_id=1871"},"modified":"2026-09-23T23:01:18","modified_gmt":"2026-09-23T23:01:18","slug":"sms-terms-of-service","status":"publish","type":"page","link":"https:\/\/krieneragency.clients-demo-website.com\/index.php\/sms-terms-of-service\/","title":{"rendered":"SMS Terms of Service"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1871\" class=\"elementor elementor-1871\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d3260e e-con-full e-flex e-con e-parent\" data-id=\"3d3260e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d23569b e-con-full e-flex e-con e-child\" data-id=\"d23569b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0a004fa e-con-full e-flex e-con e-child\" data-id=\"0a004fa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-16196a9 e-con-full e-flex e-con e-child\" data-id=\"16196a9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e0d5717 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"e0d5717\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kriener Agency<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1afaddd elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"1afaddd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">SMS Terms of Service<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14f9804 elementor-widget elementor-widget-text-editor\" data-id=\"14f9804\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Effective Date: September 15, 2026<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aac4f66 elementor-widget elementor-widget-text-editor\" data-id=\"aac4f66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>By opting in to receive text messages from Kriener Agency, you agree to these SMS Terms of Service.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5159927d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5159927d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7d548b8c\" data-id=\"7d548b8c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-2177b58a e-flex e-con-boxed e-con e-parent\" data-id=\"2177b58a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5b3fa079 e-con-full e-flex e-con e-child\" data-id=\"5b3fa079\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7f732212 e-con-full e-flex e-con e-child\" data-id=\"7f732212\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f2a1f79 elementor-widget elementor-widget-heading\" data-id=\"6f2a1f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">1.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c6de3fb e-con-full e-flex e-con e-child\" data-id=\"c6de3fb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-76ed46d4 elementor-widget elementor-widget-heading\" data-id=\"76ed46d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Program Name and Description<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a1d7e0e elementor-widget elementor-widget-text-editor\" data-id=\"3a1d7e0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Kriener Agency SMS Program provides text messages related to your insurance inquiries, quotes, policies, account or service requests, and other communications you have requested from Kriener Agency.<\/p><p>Messages may include quote follow-ups, customer service communications, policy-related information, reminders, and other information related to your interactions with Kriener Agency.<\/p><p>Kriener Agency is a licensed insurance agency serving customers in Minnesota and Wisconsin. Insurance coverage, terms, availability, and eligibility vary by carrier, state, and applicant and are subject to underwriting approval.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74d1863e e-con-full e-flex e-con e-child\" data-id=\"74d1863e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4e9ce7db e-con-full e-flex e-con e-child\" data-id=\"4e9ce7db\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ce07a3 elementor-widget elementor-widget-heading\" data-id=\"5ce07a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">2.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-610a2022 e-con-full e-flex e-con e-child\" data-id=\"610a2022\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ba2aac9 elementor-widget elementor-widget-heading\" data-id=\"4ba2aac9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Opt-Out Instructions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-627ba143 elementor-widget elementor-widget-text-editor\" data-id=\"627ba143\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>You can cancel SMS messages at any time by replying STOP to the number from which you receive messages.<\/p><p>After you send STOP, we will send you a confirmation message and you will no longer receive SMS messages from Kriener Agency, except for messages necessary to confirm or administer your opt-out or as otherwise permitted by applicable law.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-275c2cff e-con-full e-flex e-con e-child\" data-id=\"275c2cff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-42470215 e-con-full e-flex e-con e-child\" data-id=\"42470215\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41975fe0 elementor-widget elementor-widget-heading\" data-id=\"41975fe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">3.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1fae4cd4 e-con-full e-flex e-con e-child\" data-id=\"1fae4cd4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19df805b elementor-widget elementor-widget-heading\" data-id=\"19df805b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rejoining the SMS Program<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ae6ed36 elementor-widget elementor-widget-text-editor\" data-id=\"1ae6ed36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you opt out and later wish to receive text messages from Kriener Agency again, you may re-enroll by submitting a new request through an available Kriener Agency website form or by otherwise providing consent through an available Kriener Agency opt-in method.<\/p><p>After re-enrollment, SMS messages will resume in accordance with your new consent.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-486834aa e-con-full e-flex e-con e-child\" data-id=\"486834aa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1b782288 e-con-full e-flex e-con e-child\" data-id=\"1b782288\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e8338a8 elementor-widget elementor-widget-heading\" data-id=\"2e8338a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">4.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6c26f2e e-con-full e-flex e-con e-child\" data-id=\"6c26f2e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-356ddb0 elementor-widget elementor-widget-heading\" data-id=\"356ddb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Help Instructions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cb287b7 elementor-widget elementor-widget-text-editor\" data-id=\"1cb287b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>For help with the Kriener Agency SMS program, reply HELP to the number from which you received the message.<\/p><p>You may also contact Kriener Agency directly:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5157c2e6 e-con-full e-flex e-con e-child\" data-id=\"5157c2e6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-138c83a4 elementor-widget elementor-widget-heading\" data-id=\"138c83a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Kriener Agency<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-473c7b22 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"473c7b22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-map-marker-alt\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M172.268 501.67C26.97 291.031 0 269.413 0 192 0 85.961 85.961 0 192 0s192 85.961 192 192c0 77.413-26.97 99.031-172.268 309.67-9.535 13.774-29.93 13.773-39.464 0zM192 272c44.183 0 80-35.817 80-80s-35.817-80-80-80-80 35.817-80 80 35.817 80 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">670 Commerce Drive, Ste 210, Woodbury, MN 55125<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:+16512946484\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-phone-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">(651) 294-6484<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:info@krieneragency.com\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-envelope\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M502.3 190.8c3.9-3.1 9.7-.2 9.7 4.7V400c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V195.6c0-5 5.7-7.8 9.7-4.7 22.4 17.4 52.1 39.5 154.1 113.6 21.1 15.4 56.7 47.8 92.2 47.6 35.7.3 72-32.8 92.3-47.6 102-74.1 131.6-96.3 154-113.7zM256 320c23.2.4 56.6-29.2 73.4-41.4 132.7-96.3 142.8-104.7 173.4-128.7 5.8-4.5 9.2-11.5 9.2-18.9v-19c0-26.5-21.5-48-48-48H48C21.5 64 0 85.5 0 112v19c0 7.4 3.4 14.3 9.2 18.9 30.6 23.9 40.7 32.4 173.4 128.7 16.8 12.2 50.2 41.8 73.4 41.4z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">info@krieneragency.com<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b93b983 elementor-widget elementor-widget-text-editor\" data-id=\"2b93b983\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Kriener Agency&#8217;s current website provides the same contact information for customer questions and service requests.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3e011f04 e-con-full e-flex e-con e-child\" data-id=\"3e011f04\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-531edaab e-con-full e-flex e-con e-child\" data-id=\"531edaab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-111ff2a0 elementor-widget elementor-widget-heading\" data-id=\"111ff2a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">5.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-538351e e-con-full e-flex e-con e-child\" data-id=\"538351e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38938c22 elementor-widget elementor-widget-heading\" data-id=\"38938c22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Message and Data Rates<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-261bdd57 elementor-widget elementor-widget-text-editor\" data-id=\"261bdd57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Message and data rates may apply. Message frequency may vary depending on your interactions with Kriener Agency and the communications you have requested.<\/p><p>For questions about your mobile phone plan, text messaging plan, or data rates, please contact your wireless carrier.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2fcae20d e-con-full e-flex e-con e-child\" data-id=\"2fcae20d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9e85af4 e-con-full e-flex e-con e-child\" data-id=\"9e85af4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-781c7943 elementor-widget elementor-widget-heading\" data-id=\"781c7943\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">6.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ffa0a8c e-con-full e-flex e-con e-child\" data-id=\"2ffa0a8c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b4bfe85 elementor-widget elementor-widget-heading\" data-id=\"2b4bfe85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Carrier Liability<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69a78b33 elementor-widget elementor-widget-text-editor\" data-id=\"69a78b33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Wireless carriers are not liable for delayed or undelivered messages.<\/p><p>Message delivery may be affected by your wireless carrier, mobile device, network availability, or other circumstances outside Kriener Agency&#8217;s control.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2dbfd5d4 e-con-full e-flex e-con e-child\" data-id=\"2dbfd5d4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-59c032fc e-con-full e-flex e-con e-child\" data-id=\"59c032fc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78d15171 elementor-widget elementor-widget-heading\" data-id=\"78d15171\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">7.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-69d6372a e-con-full e-flex e-con e-child\" data-id=\"69d6372a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60c29a elementor-widget elementor-widget-heading\" data-id=\"60c29a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Consent<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf38384 elementor-widget elementor-widget-text-editor\" data-id=\"cf38384\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>By providing your phone number and opting in to receive text messages from Kriener Agency, you consent to receive SMS communications from Kriener Agency at the mobile number you provided.<\/p><p>Consent to receive text messages is not a condition of purchasing insurance or any other product or service.<\/p><p>You may withdraw your consent at any time by replying STOP.<\/p><p>Where applicable, messages may be sent using automated technology. Kriener Agency&#8217;s Privacy Policy states that, when a user consents through a form, the agency may contact the user by phone, text, or email, including with automated technology.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-47dc3e0b e-con-full e-flex e-con e-child\" data-id=\"47dc3e0b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cd62dcf e-con-full e-flex e-con e-child\" data-id=\"cd62dcf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-66bacbde elementor-widget elementor-widget-heading\" data-id=\"66bacbde\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">8.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6fa8a7ef e-con-full e-flex e-con e-child\" data-id=\"6fa8a7ef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35384e42 elementor-widget elementor-widget-heading\" data-id=\"35384e42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Privacy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33a1b670 elementor-widget elementor-widget-text-editor\" data-id=\"33a1b670\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Your privacy is important to us. For information about how Kriener Agency collects, uses, and shares personal information, please review our Privacy Policy.<\/p><p>The Privacy Policy explains that information submitted through website forms may be used to respond to requests, prepare and service quotes and policies, comply with insurance and carrier requirements, and maintain records.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-53cdef31 e-con-full e-flex e-con e-child\" data-id=\"53cdef31\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1a2ac08d e-con-full e-flex e-con e-child\" data-id=\"1a2ac08d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e23e9cf elementor-widget elementor-widget-heading\" data-id=\"3e23e9cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">9.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6f1f210e e-con-full e-flex e-con e-child\" data-id=\"6f1f210e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32949a35 elementor-widget elementor-widget-heading\" data-id=\"32949a35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">SMS Program Terms &amp; Assistance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45f465b7 elementor-widget elementor-widget-text-editor\" data-id=\"45f465b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>You can cancel the SMS service at any time. Just text &#8220;STOP&#8221; to the 651-615-2980. After you send the SMS message &#8220;STOP&#8221; to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.<\/p><ul><li>If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at 651-615-2980<\/li><li>Carriers are not liable for delayed or undelivered messages.<\/li><li>As always, message and data rates may apply for any messages sent to you from us and to us from you. You will receive follow-up and account reminder. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.<\/li><li style=\"text-align: left;\">If you have any questions regarding privacy, please read our privacy policy: <span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/krieneragency.com\/privacy\">https:\/\/krieneragency.com\/privacy<\/a><\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3dc54060 e-con-full e-flex e-con e-child\" data-id=\"3dc54060\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1e3bf9f2 e-con-full e-flex e-con e-child\" data-id=\"1e3bf9f2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26b0774d elementor-widget elementor-widget-heading\" data-id=\"26b0774d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">10.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-47af76f7 e-con-full e-flex e-con e-child\" data-id=\"47af76f7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3fcb49d2 elementor-widget elementor-widget-heading\" data-id=\"3fcb49d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insurance and Website Disclaimer<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f6faeaa elementor-widget elementor-widget-text-editor\" data-id=\"2f6faeaa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>SMS communications from Kriener Agency are for informational and customer-service purposes and do not modify, amend, bind, extend, or cancel an insurance policy unless expressly confirmed through the appropriate process by Kriener Agency and the applicable insurance carrier.<\/p><p>Submitting a quote or service request through the website does not bind, alter, or cancel insurance coverage. Only the issued insurance policy determines the coverage provided.<\/p><p>For urgent policy changes, claims, or other time-sensitive matters, contact Kriener Agency directly at (651) 294-6484. Website requests and messages are not effective until confirmed by a licensed agent.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7d2213e0 e-con-full e-flex e-con e-child\" data-id=\"7d2213e0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5664caa4 e-con-full e-flex e-con e-child\" data-id=\"5664caa4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7af22182 elementor-widget elementor-widget-heading\" data-id=\"7af22182\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">11.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b66d9fd e-con-full e-flex e-con e-child\" data-id=\"3b66d9fd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e300755 elementor-widget elementor-widget-heading\" data-id=\"e300755\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Compliance With Industry Standards<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5aa23502 elementor-widget elementor-widget-text-editor\" data-id=\"5aa23502\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Kriener Agency intends to operate its SMS communications in accordance with applicable federal and state laws, regulations, wireless carrier requirements, and generally applicable industry standards governing commercial text messaging and consumer consent.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-53080ab5 e-con-full e-flex e-con e-child\" data-id=\"53080ab5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3b2eafed e-con-full e-flex e-con e-child\" data-id=\"3b2eafed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53c6a4eb elementor-widget elementor-widget-heading\" data-id=\"53c6a4eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">12.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-328454bc e-con-full e-flex e-con e-child\" data-id=\"328454bc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a806b60 elementor-widget elementor-widget-heading\" data-id=\"4a806b60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Legal Compliance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-254c8ccc elementor-widget elementor-widget-text-editor\" data-id=\"254c8ccc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>These SMS Terms of Service are intended to supplement Kriener Agency&#8217;s existing Terms of Use and Privacy Policy.<\/p><p>If any provision of these SMS Terms conflicts with applicable law or regulation, the applicable law or regulation will control to the extent required.<\/p><p>Kriener Agency&#8217;s existing website Terms of Use state that the Terms are governed by the laws of the State of Minnesota and that Kriener Agency is licensed in Minnesota and Wisconsin.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a3ecfd4 e-con-full e-flex e-con e-child\" data-id=\"3a3ecfd4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-43599ca6 e-con-full e-flex e-con e-child\" data-id=\"43599ca6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14cc91d8 elementor-widget elementor-widget-heading\" data-id=\"14cc91d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">13.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-435d8c3f e-con-full e-flex e-con e-child\" data-id=\"435d8c3f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b935339 elementor-widget elementor-widget-heading\" data-id=\"4b935339\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Changes to These Terms<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a7ba6ab elementor-widget elementor-widget-text-editor\" data-id=\"6a7ba6ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Kriener Agency may update these SMS Terms of Service from time to time. Any updated version will be posted on this page with a revised effective date.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Kriener Agency Effective Date: September 15, 2026 By opting in to receive text messages from Kriener Agency, you agree to these SMS Terms of Service. 1. Program Name and Description Kriener Agency SMS Program provides text messages related to your insurance inquiries, quotes, policies, account or service requests, and other communications you have requested from [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1871","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>SMS Terms of Service - Kriener Agency<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SMS Terms of Service - Kriener Agency\" \/>\n<meta property=\"og:description\" content=\"Kriener Agency Effective Date: September 15, 2026 By opting in to receive text messages from Kriener Agency, you agree to these SMS Terms of Service. 1. 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