{"id":1390,"date":"2026-09-17T18:58:11","date_gmt":"2026-09-17T18:58:11","guid":{"rendered":"https:\/\/krieneragency.clients-demo-website.com\/?page_id=1390"},"modified":"2026-09-29T18:13:04","modified_gmt":"2026-09-29T18:13:04","slug":"workers-comp","status":"publish","type":"page","link":"https:\/\/krieneragency.clients-demo-website.com\/index.php\/coverage\/workers-comp\/","title":{"rendered":"Worker&#8217;s Compensation"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1390\" class=\"elementor elementor-1390\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-458b8e61 e-con-full e-flex e-con e-parent\" data-id=\"458b8e61\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-1c7133d e-con-full e-flex e-con e-child\" data-id=\"1c7133d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6f980359 e-con-full e-flex e-con e-child\" data-id=\"6f980359\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-43f9a8e8 e-con-full e-flex e-con e-child\" data-id=\"43f9a8e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7059732e elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"7059732e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Coverage<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-30df47c6 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"30df47c6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;zoomIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-653b9660 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"653b9660\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Worker's<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2af9e7e3 elementor-widget elementor-widget-heading\" data-id=\"2af9e7e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Compensation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2121b4d3 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"2121b4d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"bg-navy text-navy-foreground\"><div class=\"mx-auto max-w-6xl px-4 py-14 md:py-20\"><p class=\"mt-4 max-w-2xl text-base text-navy-foreground\/85 md:text-lg\">Worker&#8217;s compensation pays medical costs and lost-wage benefits for work-related injuries and illnesses, and provides employers liability coverage for related suits.<\/p><\/div><\/section><div class=\"mx-auto grid max-w-6xl gap-12 px-4 py-16 lg:grid-cols-[1.1fr_1fr]\"><div>\u00a0<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-314dbf78 e-flex e-con-boxed e-con e-parent\" data-id=\"314dbf78\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5ee4dc19 e-con-full e-flex e-con e-child\" data-id=\"5ee4dc19\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28265fa9 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"28265fa9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Coverage<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-641377b6 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"641377b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What a policy <BR \/>  usually includes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b61b17e elementor-widget-divider--view-line_icon elementor-view-default elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"3b61b17e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon elementor-divider__element\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\"><path d=\"M16.6668 10.835C16.6668 15.0017 13.7502 17.085 10.2835 18.2933C10.102 18.3549 9.90478 18.3519 9.72516 18.285C6.25016 17.085 3.3335 15.0017 3.3335 10.835V5.00168C3.3335 4.78066 3.42129 4.5687 3.57757 4.41242C3.73385 4.25614 3.94582 4.16834 4.16683 4.16834C5.8335 4.16834 7.91683 3.16834 9.36683 1.90168C9.54337 1.75084 9.76796 1.66797 10.0002 1.66797C10.2324 1.66797 10.457 1.75084 10.6335 1.90168C12.0918 3.17668 14.1668 4.16834 15.8335 4.16834C16.0545 4.16834 16.2665 4.25614 16.4228 4.41242C16.579 4.5687 16.6668 4.78066 16.6668 5.00168V10.835Z\" stroke=\"#08856A\" stroke-width=\"1.16667\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M7.5 9.9987L9.16667 11.6654L12.5 8.33203\" stroke=\"#08856A\" stroke-width=\"1.16667\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/div>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-635aa04f elementor-widget elementor-widget-image\" data-id=\"635aa04f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/krieneragency.clients-demo-website.com\/wp-content\/uploads\/2026\/09\/no-witnesses-to-workplace-accident-1024x683.jpg\" class=\"attachment-large size-large wp-image-2129\" alt=\"\" srcset=\"https:\/\/krieneragency.clients-demo-website.com\/wp-content\/uploads\/2026\/09\/no-witnesses-to-workplace-accident-1024x683.jpg 1024w, https:\/\/krieneragency.clients-demo-website.com\/wp-content\/uploads\/2026\/09\/no-witnesses-to-workplace-accident-300x200.jpg 300w, https:\/\/krieneragency.clients-demo-website.com\/wp-content\/uploads\/2026\/09\/no-witnesses-to-workplace-accident-768x512.jpg 768w, https:\/\/krieneragency.clients-demo-website.com\/wp-content\/uploads\/2026\/09\/no-witnesses-to-workplace-accident-1536x1024.jpg 1536w, https:\/\/krieneragency.clients-demo-website.com\/wp-content\/uploads\/2026\/09\/no-witnesses-to-workplace-accident.jpg 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1add77fb e-con-full e-flex e-con e-child\" data-id=\"1add77fb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9f3cbb e-con-full e-flex e-con e-child\" data-id=\"9f3cbb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-120f39a4 elementor-widget elementor-widget-heading\" data-id=\"120f39a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">01<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33af0d61 elementor-view-stacked elementor-position-inline-start elementor-widget-mobile__width-inherit elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"33af0d61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\"><path d=\"M12.5 17.5V10.8333C12.5 10.6123 12.4122 10.4004 12.2559 10.2441C12.0996 10.0878 11.8877 10 11.6667 10H8.33333C8.11232 10 7.90036 10.0878 7.74408 10.2441C7.5878 10.4004 7.5 10.6123 7.5 10.8333V17.5\" stroke=\"#19576E\" stroke-width=\"1.08333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M2.5 8.33504C2.49994 8.09259 2.55278 7.85305 2.65482 7.63313C2.75687 7.41321 2.90566 7.2182 3.09083 7.0617L8.92417 2.0617C9.22499 1.80746 9.60613 1.66797 10 1.66797C10.3939 1.66797 10.775 1.80746 11.0758 2.0617L16.9092 7.0617C17.0943 7.2182 17.2431 7.41321 17.3452 7.63313C17.4472 7.85305 17.5001 8.09259 17.5 8.33504V15.835C17.5 16.2771 17.3244 16.701 17.0118 17.0135C16.6993 17.3261 16.2754 17.5017 15.8333 17.5017H4.16667C3.72464 17.5017 3.30072 17.3261 2.98816 17.0135C2.67559 16.701 2.5 16.2771 2.5 15.835V8.33504Z\" stroke=\"#19576E\" stroke-width=\"1.08333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tMedical treatment for work injuries\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45df5443 e-con-full e-flex e-con e-child\" data-id=\"45df5443\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1099a202 e-con-full e-flex e-con e-child\" data-id=\"1099a202\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b6d1473 elementor-widget elementor-widget-heading\" data-id=\"7b6d1473\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">02<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2700aff2 elementor-position-inline-start elementor-widget-mobile__width-inherit elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"2700aff2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><mask id=\"path-1-inside-1_2417_231\" fill=\"white\"><path d=\"M0 24C0 10.7452 10.7452 0 24 0V0C37.2548 0 48 10.7452 48 24V24C48 37.2548 37.2548 48 24 48V48C10.7452 48 0 37.2548 0 24V24Z\"><\/path><\/mask><path d=\"M0 24C0 10.7452 10.7452 0 24 0V0C37.2548 0 48 10.7452 48 24V24C48 37.2548 37.2548 48 24 48V48C10.7452 48 0 37.2548 0 24V24Z\" fill=\"#08856A\"><\/path><path d=\"M0 24M48 24M48 24M0 24M24 0M48 24M24 48M0 24M24 48V47C11.2975 47 1 36.7025 1 24H0H-1C-1 37.8071 10.1929 49 24 49V48ZM48 24H47C47 36.7025 36.7025 47 24 47V48V49C37.8071 49 49 37.8071 49 24H48ZM24 0V1C36.7025 1 47 11.2975 47 24H48H49C49 10.1929 37.8071 -1 24 -1V0ZM24 0V-1C10.1929 -1 -1 10.1929 -1 24H0H1C1 11.2975 11.2975 1 24 1V0Z\" fill=\"#08856A\" mask=\"url(#path-1-inside-1_2417_231)\"><\/path><g clip-path=\"url(#clip0_2417_231)\"><path d=\"M21.7698 15.9401L20.0656 21.6496L24.9578 33.1177L27.3588 20.883L24.5048 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stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_2417_231\"><rect width=\"22\" height=\"22\" fill=\"white\" transform=\"translate(11.9102 14.2109) rotate(-6)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tWage replacement and disability benefits\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2b3c1349 e-con-full e-flex e-con e-child\" data-id=\"2b3c1349\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-192e8290 e-con-full e-flex e-con e-child\" data-id=\"192e8290\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7dc1d1c3 elementor-widget elementor-widget-heading\" data-id=\"7dc1d1c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">03<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16aaaa84 elementor-view-stacked elementor-position-inline-start elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"16aaaa84\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\"><path d=\"M2.15484 14.5136C1.84225 14.8261 1.6666 15.2499 1.6665 15.6919V17.5019C1.6665 17.7229 1.7543 17.9349 1.91058 18.0912C2.06686 18.2475 2.27882 18.3353 2.49984 18.3353H4.99984C5.22085 18.3353 5.43281 18.2475 5.58909 18.0912C5.74537 17.9349 5.83317 17.7229 5.83317 17.5019V16.6686C5.83317 16.4476 5.92097 16.2356 6.07725 16.0793C6.23353 15.9231 6.44549 15.8353 6.6665 15.8353H7.49984C7.72085 15.8353 7.93281 15.7475 8.08909 15.5912C8.24537 15.4349 8.33317 15.2229 8.33317 15.0019V14.1686C8.33317 13.9476 8.42097 13.7356 8.57725 13.5793C8.73353 13.4231 8.94549 13.3353 9.1665 13.3353H9.30984C9.75183 13.3352 10.1757 13.1595 10.4882 12.8469L11.1665 12.1686C12.3247 12.572 13.5855 12.5705 14.7427 12.1642C15.8999 11.7579 16.885 10.971 17.5368 9.93203C18.1886 8.8931 18.4685 7.66373 18.3308 6.44504C18.193 5.22634 17.6458 4.09047 16.7785 3.22323C15.9113 2.356 14.7754 1.80874 13.5567 1.671C12.338 1.53325 11.1087 1.81317 10.0697 2.46496C9.03081 3.11675 8.24383 4.10182 7.83754 5.25902C7.43126 6.41623 7.42972 7.67706 7.83317 8.83526L2.15484 14.5136Z\" stroke=\"#19576E\" stroke-width=\"1.08333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M13.7502 6.66536C13.9803 6.66536 14.1668 6.47882 14.1668 6.2487C14.1668 6.01858 13.9803 5.83203 13.7502 5.83203C13.52 5.83203 13.3335 6.01858 13.3335 6.2487C13.3335 6.47882 13.52 6.66536 13.7502 6.66536Z\" fill=\"#19576E\" stroke=\"#19576E\" stroke-width=\"1.08333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tEmployers liability\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-79053ab7 e-con-full e-flex e-con e-child\" data-id=\"79053ab7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2cadc899 e-con-full e-flex e-con e-child\" data-id=\"2cadc899\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c191a3e elementor-widget elementor-widget-heading\" data-id=\"5c191a3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">04<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59e12877 elementor-view-stacked elementor-position-inline-start elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"59e12877\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><path d=\"M26.6673 17.3333C26.6673 23.9999 22.0007 27.3333 16.454 29.2666C16.1635 29.365 15.848 29.3603 15.5607 29.2533C10.0007 27.3333 5.33398 23.9999 5.33398 17.3333V7.99995C5.33398 7.64633 5.47446 7.30719 5.72451 7.05714C5.97456 6.80709 6.3137 6.66662 6.66732 6.66662C9.33398 6.66662 12.6673 5.06662 14.9873 3.03995C15.2698 2.79861 15.6291 2.66602 16.0007 2.66602C16.3722 2.66602 16.7315 2.79861 17.014 3.03995C19.3473 5.07995 22.6673 6.66662 25.334 6.66662C25.6876 6.66662 26.0267 6.80709 26.2768 7.05714C26.5268 7.30719 26.6673 7.64633 26.6673 7.99995V17.3333Z\" stroke=\"#19576E\" stroke-width=\"1.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M12 15.9997L14.6667 18.6663L20 13.333\" stroke=\"#19576E\" stroke-width=\"1.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tReturn-to-work and claims management support\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b715694 e-flex e-con-boxed e-con e-parent\" data-id=\"3b715694\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6bec3b00 e-con-full e-flex e-con e-child\" data-id=\"6bec3b00\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33190e2c elementor-widget elementor-widget-image\" data-id=\"33190e2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/krieneragency.clients-demo-website.com\/wp-content\/uploads\/2026\/09\/workers-compensation-1024x576.webp\" class=\"attachment-large size-large wp-image-2130\" alt=\"\" srcset=\"https:\/\/krieneragency.clients-demo-website.com\/wp-content\/uploads\/2026\/09\/workers-compensation-1024x576.webp 1024w, https:\/\/krieneragency.clients-demo-website.com\/wp-content\/uploads\/2026\/09\/workers-compensation-300x169.webp 300w, https:\/\/krieneragency.clients-demo-website.com\/wp-content\/uploads\/2026\/09\/workers-compensation-768x432.webp 768w, https:\/\/krieneragency.clients-demo-website.com\/wp-content\/uploads\/2026\/09\/workers-compensation-1536x864.webp 1536w, https:\/\/krieneragency.clients-demo-website.com\/wp-content\/uploads\/2026\/09\/workers-compensation-2048x1152.webp 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6cea6bbb e-con-full e-flex e-con e-child\" data-id=\"6cea6bbb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-186de63f e-con-full e-flex e-con e-child\" data-id=\"186de63f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a51b67b elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"7a51b67b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What to watch for<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4160b30a elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4160b30a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"24\" viewBox=\"0 0 20 24\" fill=\"none\"><path d=\"M18.1085 18.9999L11.4419 7.33319C11.2965 7.0767 11.0857 6.86335 10.831 6.71492C10.5762 6.56649 10.2867 6.48828 9.99185 6.48828C9.69703 6.48828 9.40748 6.56649 9.15275 6.71492C8.89802 6.86335 8.68722 7.0767 8.54185 7.33319L1.87519 18.9999C1.72825 19.2543 1.65121 19.5431 1.65186 19.837C1.65251 20.1308 1.73083 20.4192 1.87889 20.673C2.02695 20.9269 2.23948 21.137 2.49493 21.2822C2.75039 21.4274 3.03969 21.5025 3.33352 21.4999H16.6669C16.9593 21.4996 17.2465 21.4223 17.4996 21.2759C17.7527 21.1295 17.9629 20.9191 18.1089 20.6658C18.255 20.4125 18.3319 20.1252 18.3318 19.8328C18.3317 19.5404 18.2547 19.2531 18.1085 18.9999Z\" stroke=\"#19576E\" stroke-width=\"1.08333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M10 11.5V14.8333\" stroke=\"#19576E\" stroke-width=\"1.08333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M10 18.168H10.0083\" stroke=\"#19576E\" stroke-width=\"1.08333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Minnesota and Wisconsin both require coverage once you have employees \u2014 rules differ by state<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"24\" viewBox=\"0 0 20 24\" fill=\"none\"><path d=\"M18.1085 18.9999L11.4419 7.33319C11.2965 7.0767 11.0857 6.86335 10.831 6.71492C10.5762 6.56649 10.2867 6.48828 9.99185 6.48828C9.69703 6.48828 9.40748 6.56649 9.15275 6.71492C8.89802 6.86335 8.68722 7.0767 8.54185 7.33319L1.87519 18.9999C1.72825 19.2543 1.65121 19.5431 1.65186 19.837C1.65251 20.1308 1.73083 20.4192 1.87889 20.673C2.02695 20.9269 2.23948 21.137 2.49493 21.2822C2.75039 21.4274 3.03969 21.5025 3.33352 21.4999H16.6669C16.9593 21.4996 17.2465 21.4223 17.4996 21.2759C17.7527 21.1295 17.9629 20.9191 18.1089 20.6658C18.255 20.4125 18.3319 20.1252 18.3318 19.8328C18.3317 19.5404 18.2547 19.2531 18.1085 18.9999Z\" stroke=\"#19576E\" stroke-width=\"1.08333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M10 11.5V14.8333\" stroke=\"#19576E\" stroke-width=\"1.08333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M10 18.168H10.0083\" stroke=\"#19576E\" stroke-width=\"1.08333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Payroll, class codes, and experience modification drive your premium.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"24\" viewBox=\"0 0 20 24\" fill=\"none\"><path d=\"M18.1085 18.9999L11.4419 7.33319C11.2965 7.0767 11.0857 6.86335 10.831 6.71492C10.5762 6.56649 10.2867 6.48828 9.99185 6.48828C9.69703 6.48828 9.40748 6.56649 9.15275 6.71492C8.89802 6.86335 8.68722 7.0767 8.54185 7.33319L1.87519 18.9999C1.72825 19.2543 1.65121 19.5431 1.65186 19.837C1.65251 20.1308 1.73083 20.4192 1.87889 20.673C2.02695 20.9269 2.23948 21.137 2.49493 21.2822C2.75039 21.4274 3.03969 21.5025 3.33352 21.4999H16.6669C16.9593 21.4996 17.2465 21.4223 17.4996 21.2759C17.7527 21.1295 17.9629 20.9191 18.1089 20.6658C18.255 20.4125 18.3319 20.1252 18.3318 19.8328C18.3317 19.5404 18.2547 19.2531 18.1085 18.9999Z\" stroke=\"#19576E\" stroke-width=\"1.08333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M10 11.5V14.8333\" stroke=\"#19576E\" stroke-width=\"1.08333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M10 18.168H10.0083\" stroke=\"#19576E\" stroke-width=\"1.08333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Subcontractors without their own coverage can be picked up on your audit.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c166b97 e-flex e-con-boxed e-con e-parent\" data-id=\"c166b97\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f7e7019 e-con-full e-flex e-con e-child\" data-id=\"f7e7019\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7782df2 elementor-align-right elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"7782df2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/krieneragency.clients-demo-website.com\/index.php\/coverage\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M4.66699 4.66797H11.3337V11.3346\" stroke=\"#08856A\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.66699 11.3346L11.3337 4.66797\" stroke=\"#08856A\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View all personal coverage<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a842ebd elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"a842ebd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"519\" height=\"410\" src=\"https:\/\/krieneragency.clients-demo-website.com\/wp-content\/uploads\/2026\/09\/Group-1597882248.png\" class=\"attachment-large size-large wp-image-1182\" alt=\"\" srcset=\"https:\/\/krieneragency.clients-demo-website.com\/wp-content\/uploads\/2026\/09\/Group-1597882248.png 519w, https:\/\/krieneragency.clients-demo-website.com\/wp-content\/uploads\/2026\/09\/Group-1597882248-300x237.png 300w\" sizes=\"(max-width: 519px) 100vw, 519px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c8f1fda e-con-full e-flex e-con e-child\" data-id=\"c8f1fda\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c9f7a21 e-con-full e-flex e-con e-child\" data-id=\"c9f7a21\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9625272 e-con-full e-flex e-con e-child\" data-id=\"9625272\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3bee07 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"f3bee07\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Business insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce6354f elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"ce6354f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Related coverage<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-164c54c e-con-full e-flex e-con e-child\" data-id=\"164c54c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c44999d elementor-widget elementor-widget-heading\" data-id=\"c44999d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">01<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4d1096 elementor-view-framed elementor-position-inline-start elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"d4d1096\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/krieneragency.clients-demo-website.com\/index.php\/coverage\/bop\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Business Owners Policy (BOP)\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M19 17H21C21.6 17 22 16.6 22 16V13C22 12.1 21.3 11.3 20.5 11.1C18.7 10.6 16 10 16 10C16 10 14.7 8.6 13.8 7.7C13.3 7.3 12.7 7 12 7H5C4.4 7 3.9 7.4 3.6 7.9L2.2 10.8C2.06758 11.1862 2 11.5917 2 12V16C2 16.6 2.4 17 3 17H5\" stroke=\"#19576E\" stroke-width=\"1.1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M7 19C8.10457 19 9 18.1046 9 17C9 15.8954 8.10457 15 7 15C5.89543 15 5 15.8954 5 17C5 18.1046 5.89543 19 7 19Z\" stroke=\"#19576E\" stroke-width=\"1.1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M9 17H15\" stroke=\"#19576E\" stroke-width=\"1.1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M17 19C18.1046 19 19 18.1046 19 17C19 15.8954 18.1046 15 17 15C15.8954 15 15 15.8954 15 17C15 18.1046 15.8954 19 17 19Z\" stroke=\"#19576E\" stroke-width=\"1.1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/krieneragency.clients-demo-website.com\/index.php\/coverage\/bop\/\" >\n\t\t\t\t\t\t\tBusiness Owners Policy (BOP)\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f4ab1d elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"7f4ab1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/krieneragency.clients-demo-website.com\/index.php\/coverage\/bop\/\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><path d=\"M5.8335 14H22.1668\" stroke=\"#08856A\" stroke-width=\"2.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M14 5.83203L22.1667 13.9987L14 22.1654\" stroke=\"#08856A\" stroke-width=\"2.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f1ed360 e-con-full e-flex e-con e-child\" data-id=\"f1ed360\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6441535 e-con-full e-flex e-con e-child\" data-id=\"6441535\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6acc22e elementor-widget elementor-widget-heading\" data-id=\"6acc22e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">02<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d102a2 elementor-view-framed elementor-position-inline-start elementor-widget__width-initial elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"6d102a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/krieneragency.clients-demo-website.com\/index.php\/coverage\/workers-comp\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Worker&#039;s Compensation\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><path d=\"M18.0835 8.7513L20.7668 11.4346C20.9849 11.6484 21.2781 11.7681 21.5835 11.7681C21.8889 11.7681 22.1821 11.6484 22.4002 11.4346L24.8502 8.98464C25.0639 8.76655 25.1837 8.47335 25.1837 8.16797C25.1837 7.86259 25.0639 7.56939 24.8502 7.3513L22.1668 4.66797\" stroke=\"white\" stroke-width=\"1.63333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M24.4998 2.33203L13.2998 13.532\" stroke=\"white\" stroke-width=\"1.63333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M8.75016 24.5013C12.294 24.5013 15.1668 21.6285 15.1668 18.0846C15.1668 14.5408 12.294 11.668 8.75016 11.668C5.20634 11.668 2.3335 14.5408 2.3335 18.0846C2.3335 21.6285 5.20634 24.5013 8.75016 24.5013Z\" stroke=\"white\" stroke-width=\"1.63333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/krieneragency.clients-demo-website.com\/index.php\/coverage\/workers-comp\/\" >\n\t\t\t\t\t\t\tWorker's Compensation\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73a9e2b elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"73a9e2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/krieneragency.clients-demo-website.com\/index.php\/coverage\/workers-comp\/\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><path d=\"M5.8335 14H22.1668\" stroke=\"#08856A\" stroke-width=\"2.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M14 5.83203L22.1667 13.9987L14 22.1654\" stroke=\"#08856A\" stroke-width=\"2.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d958fc9 e-con-full e-flex e-con e-child\" data-id=\"d958fc9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43c94a0 elementor-widget elementor-widget-heading\" data-id=\"43c94a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">03<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97dd4da elementor-view-framed elementor-position-inline-start elementor-widget__width-initial elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"97dd4da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/krieneragency.clients-demo-website.com\/index.php\/coverage\/cyber-liability\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Cyber Liability\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><path d=\"M11.6665 14H16.3332\" stroke=\"#19576E\" stroke-width=\"1.63333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M11.6665 9.33203H16.3332\" stroke=\"#19576E\" stroke-width=\"1.63333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M16.3332 24.5013V21.0013C16.3332 20.3825 16.0873 19.789 15.6498 19.3514C15.2122 18.9138 14.6187 18.668 13.9998 18.668C13.381 18.668 12.7875 18.9138 12.3499 19.3514C11.9123 19.789 11.6665 20.3825 11.6665 21.0013V24.5013\" stroke=\"#19576E\" stroke-width=\"1.63333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M7.00016 11.668H4.66683C4.04799 11.668 3.4545 11.9138 3.01691 12.3514C2.57933 12.789 2.3335 13.3825 2.3335 14.0013V22.168C2.3335 22.7868 2.57933 23.3803 3.01691 23.8179C3.4545 24.2555 4.04799 24.5013 4.66683 24.5013H23.3335C23.9523 24.5013 24.5458 24.2555 24.9834 23.8179C25.421 23.3803 25.6668 22.7868 25.6668 22.168V10.5013C25.6668 9.88246 25.421 9.28897 24.9834 8.85139C24.5458 8.4138 23.9523 8.16797 23.3335 8.16797H21.0002\" stroke=\"#19576E\" stroke-width=\"1.63333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M7 24.5V5.83333C7 5.21449 7.24583 4.621 7.68342 4.18342C8.121 3.74583 8.71449 3.5 9.33333 3.5H18.6667C19.2855 3.5 19.879 3.74583 20.3166 4.18342C20.7542 4.621 21 5.21449 21 5.83333V24.5\" stroke=\"#19576E\" stroke-width=\"1.63333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/krieneragency.clients-demo-website.com\/index.php\/coverage\/cyber-liability\/\" >\n\t\t\t\t\t\t\tCyber Liability\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d4d5dc elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"5d4d5dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/krieneragency.clients-demo-website.com\/index.php\/coverage\/cyber-liability\/\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><path d=\"M5.8335 14H22.1668\" stroke=\"#08856A\" stroke-width=\"2.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M14 5.83203L22.1667 13.9987L14 22.1654\" stroke=\"#08856A\" stroke-width=\"2.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-147749a5 e-flex e-con-boxed e-con e-parent\" data-id=\"147749a5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-403df7a0 e-con-full e-flex e-con e-child\" data-id=\"403df7a0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-3cb0b515 e-con-full e-flex e-con e-child\" data-id=\"3cb0b515\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-50c94226 elementor-view-framed elementor-widget__width-initial elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"50c94226\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M20 13.0004C20 18.0004 16.5 20.5005 12.34 21.9505C12.1222 22.0243 11.8855 22.0207 11.67 21.9405C7.5 20.5005 4 18.0004 4 13.0004V6.00045C4 5.73523 4.10536 5.48088 4.29289 5.29334C4.48043 5.10581 4.73478 5.00045 5 5.00045C7 5.00045 9.5 3.80045 11.24 2.28045C11.4519 2.09945 11.7214 2 12 2C12.2786 2 12.5481 2.09945 12.76 2.28045C14.51 3.81045 17 5.00045 19 5.00045C19.2652 5.00045 19.5196 5.10581 19.7071 5.29334C19.8946 5.48088 20 5.73523 20 6.00045V13.0004Z\" stroke=\"#19576E\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M9 12L11 14L15 10\" stroke=\"#19576E\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f86e38c elementor-vertical-align-middle elementor-widget elementor-widget-image-box\" data-id=\"4f86e38c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Please note<\/h3><p class=\"elementor-image-box-description\">Kriener Agency is a licensed insurance agency. Coverage descriptions on this site are general summaries for information only and do not amend, extend, or alter any policy. Coverage, terms, discounts, and availability vary by carrier, state, and applicant, and are subject to underwriting approval. Only the issued policy determines what is covered. Submitting a request does not bind, alter, or cancel coverage.\n\n<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6fcc1839 e-flex e-con-boxed e-con e-parent\" data-id=\"6fcc1839\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-cc21b0e e-con-full e-flex e-con e-child\" data-id=\"cc21b0e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c1e5601 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3c1e5601\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Request a quote<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f25f7d elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"f25f7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Worker&#8217;s Compensation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c10fc98 elementor-widget elementor-widget-text-editor\" data-id=\"7c10fc98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Send the basics and we&#8217;ll come back with options.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-18c47a55 e-con-full e-flex e-con e-child\" data-id=\"18c47a55\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1099f28c elementor-widget elementor-widget-text-editor\" data-id=\"1099f28c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>For urgent changes, call<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19bff62b elementor-widget elementor-widget-button\" data-id=\"19bff62b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:(651)%20294-6484\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><path d=\"M5.8335 14H22.1668\" stroke=\"#08856A\" stroke-width=\"2.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M14 5.83203L22.1667 13.9987L14 22.1654\" stroke=\"#08856A\" stroke-width=\"2.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">(651) 294-6484<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1748c82b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1748c82b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-31e1d229 e-con-full e-flex e-con e-child\" data-id=\"31e1d229\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3bc485a elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"3bc485a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"18\" viewBox=\"0 0 16 18\" fill=\"none\"><path d=\"M10 16V10.6667C10 10.4899 9.92976 10.3203 9.80474 10.1953C9.67971 10.0702 9.51014 10 9.33333 10H6.66667C6.48986 10 6.32029 10.0702 6.19526 10.1953C6.07024 10.3203 6 10.4899 6 10.6667V16\" stroke=\"#08856A\" stroke-width=\"0.933333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M2 8.66568C1.99995 8.47173 2.04222 8.2801 2.12386 8.10416C2.20549 7.92822 2.32453 7.77222 2.47267 7.64702L7.13933 3.64702C7.37999 3.44362 7.6849 3.33203 8 3.33203C8.3151 3.33203 8.62001 3.44362 8.86067 3.64702L13.5273 7.64702C13.6755 7.77222 13.7945 7.92822 13.8761 8.10416C13.9578 8.2801 14 8.47173 14 8.66568V14.6657C14 15.0193 13.8595 15.3584 13.6095 15.6085C13.3594 15.8585 13.0203 15.999 12.6667 15.999H3.33333C2.97971 15.999 2.64057 15.8585 2.39052 15.6085C2.14048 15.3584 2 15.0193 2 14.6657V8.66568Z\" stroke=\"#08856A\" stroke-width=\"0.933333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Dwelling and other structures<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"18\" viewBox=\"0 0 16 18\" fill=\"none\"><path d=\"M7.00016 4L5.3335 8L8.00016 16.6667L10.6668 8L9.00016 4\" stroke=\"#08856A\" stroke-width=\"0.933333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M11.3332 4C11.5402 4 11.7444 4.04819 11.9295 4.14076C12.1147 4.23333 12.2757 4.36774 12.3999 4.53333L14.3999 7.2C14.5714 7.42878 14.6649 7.70663 14.6664 7.99257C14.668 8.2785 14.5776 8.55737 14.4086 8.788L9.0819 16.112C8.9584 16.2837 8.79584 16.4235 8.60765 16.5199C8.41946 16.6164 8.21103 16.6667 7.99956 16.6667C7.7881 16.6667 7.57966 16.6164 7.39147 16.5199C7.20328 16.4235 7.04073 16.2837 6.91723 16.112L1.59056 8.788C1.42164 8.55729 1.33135 8.27839 1.33303 7.99246C1.33471 7.70652 1.42827 7.4287 1.5999 7.2L3.59856 4.53533C3.72268 4.36919 3.88385 4.23429 4.06925 4.14136C4.25465 4.04843 4.45917 4.00003 4.66656 4H11.3332Z\" stroke=\"#08856A\" stroke-width=\"0.933333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M1.3335 8H14.6668\" stroke=\"#08856A\" stroke-width=\"0.933333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Personal property and scheduled valuables<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"18\" viewBox=\"0 0 16 18\" fill=\"none\"><g clip-path=\"url(#clip0_2417_510)\"><path d=\"M1.72416 13.6101C1.4741 13.8601 1.33357 14.1992 1.3335 14.5528V16.0008C1.3335 16.1776 1.40373 16.3471 1.52876 16.4722C1.65378 16.5972 1.82335 16.6674 2.00016 16.6674H4.00016C4.17697 16.6674 4.34654 16.5972 4.47157 16.4722C4.59659 16.3471 4.66683 16.1776 4.66683 16.0008V15.3341C4.66683 15.1573 4.73707 14.9877 4.86209 14.8627C4.98712 14.7377 5.15669 14.6674 5.3335 14.6674H6.00016C6.17697 14.6674 6.34654 14.5972 6.47157 14.4722C6.59659 14.3471 6.66683 14.1776 6.66683 14.0008V13.3341C6.66683 13.1573 6.73707 12.9877 6.86209 12.8627C6.98712 12.7377 7.15669 12.6674 7.3335 12.6674H7.44816C7.80176 12.6673 8.14084 12.5268 8.39083 12.2768L8.9335 11.7341C9.86005 12.0569 10.8687 12.0556 11.7945 11.7306C12.7202 11.4056 13.5083 10.776 14.0297 9.94484C14.5512 9.1137 14.7751 8.13021 14.6649 7.15525C14.5547 6.18029 14.1169 5.27159 13.4231 4.5778C12.7293 3.88402 11.8206 3.44621 10.8457 3.33602C9.87071 3.22582 8.88722 3.44975 8.05608 3.97119C7.22494 4.49262 6.59536 5.28067 6.27033 6.20644C5.9453 7.1322 5.94407 8.14087 6.26683 9.06742L1.72416 13.6101Z\" stroke=\"#08856A\" stroke-width=\"0.933333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M10.9998 7.33464C11.1839 7.33464 11.3332 7.1854 11.3332 7.0013C11.3332 6.81721 11.1839 6.66797 10.9998 6.66797C10.8157 6.66797 10.6665 6.81721 10.6665 7.0013C10.6665 7.1854 10.8157 7.33464 10.9998 7.33464Z\" fill=\"#08856A\" stroke=\"#08856A\" stroke-width=\"0.933333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_2417_510\"><rect width=\"16\" height=\"16\" fill=\"white\" transform=\"translate(0 2)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Loss of use \/ additional living expense<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3563610c e-con-full e-flex e-con e-child\" data-id=\"3563610c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ce93920 e-con-full e-flex e-con e-child\" data-id=\"ce93920\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33b45ea elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"33b45ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Request a quote<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66e09e6 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"66e09e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Send us a message<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d85cbdc service elementor-button-align-stretch elementor-widget elementor-widget-global elementor-global-1761 elementor-widget-form\" data-id=\"d85cbdc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"New Form\" aria-label=\"New Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"1390\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"d85cbdc\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Kriener Agency\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-50\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tFirst Name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"First Name\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_2d85d17 elementor-col-50\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_2d85d17\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tLast name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_2d85d17]\" id=\"form-field-field_2d85d17\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Last name\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-field_7106069 elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_7106069\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tPhone\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[field_7106069]\" id=\"form-field-field_7106069\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Phone\" required=\"required\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-field_b3aeb9b elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_b3aeb9b\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEmail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[field_b3aeb9b]\" id=\"form-field-field_b3aeb9b\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Email\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_71bb1c3 elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_71bb1c3\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tWhat do you need covered   \t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-caret-down\" viewBox=\"0 0 571.4 571.4\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M571 393Q571 407 561 418L311 668Q300 679 286 679T261 668L11 418Q0 407 0 393T11 368 36 357H536Q550 357 561 368T571 393Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_71bb1c3]\" id=\"form-field-field_71bb1c3\" class=\"elementor-field-textual elementor-size-md\" required=\"required\">\n\t\t\t\t\t\t\t\t\t<option value=\"\">Select Coverage<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Homeowners Insurance\">Homeowners Insurance<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Auto Insurance\">Auto Insurance<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Renters Insurance\">Renters Insurance<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Condo Insurance\">Condo Insurance<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Umbrella Insurance\">Umbrella Insurance<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Boat &amp; Watercraft Insurance\">Boat &amp; Watercraft Insurance<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Classic Car Insurance\">Classic Car Insurance<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Motorcycle Insurance\">Motorcycle Insurance<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Life Insurance\">Life Insurance<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"General Liability\">General Liability<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Business Owners Policy (BOP)\">Business Owners Policy (BOP)<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Workers&#039; Compensation\">Workers&#039; Compensation<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Commercial Auto &amp; Trucking\">Commercial Auto &amp; Trucking<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Commercial Property\">Commercial Property<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Cyber Liability\">Cyber Liability<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Mobile Home Insurance\">Mobile Home Insurance<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Motorhome Insurance\">Motorhome Insurance<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-field_0e9f57a elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_0e9f57a\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tMessage\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-md\" name=\"form_fields[field_0e9f57a]\" id=\"form-field-field_0e9f57a\" rows=\"4\" placeholder=\"Type Here....\"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-checkbox elementor-field-group elementor-column elementor-field-group-field_0355310 elementor-col-100\">\n\t\t\t\t\t<div class=\"elementor-field-subgroup  \"><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"I consent to receive non-marketing text messages from BUSINESS NAME regarding USE_CASE_FROM_CAMPAIGN_DESCRIPTION. Message frequency varies, message &amp; data rates may apply. Reply HELP for assistance, reply STOP to opt out.\" id=\"form-field-field_0355310-0\" name=\"form_fields[field_0355310]\"> <label for=\"form-field-field_0355310-0\">I consent to receive non-marketing text messages from BUSINESS NAME regarding USE_CASE_FROM_CAMPAIGN_DESCRIPTION. Message frequency varies, message & data rates may apply. Reply HELP for assistance, reply STOP to opt out.<\/label><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-checkbox elementor-field-group elementor-column elementor-field-group-field_fe1ee92 elementor-col-100\">\n\t\t\t\t\t<div class=\"elementor-field-subgroup  \"><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"I consent to receive marketing text messages from BUSINESS NAME regarding PROMOTIONAL_USE_CASE_FROM_CAMPAIGN_DESCRIPTION. Message frequency varies, message &amp; data rates may apply. Reply HELP for assistance, reply STOP to opt out.\" id=\"form-field-field_fe1ee92-0\" name=\"form_fields[field_fe1ee92]\"> <label for=\"form-field-field_fe1ee92-0\">I consent to receive marketing text messages from BUSINESS NAME regarding PROMOTIONAL_USE_CASE_FROM_CAMPAIGN_DESCRIPTION. Message frequency varies, message & data rates may apply. Reply HELP for assistance, reply STOP to opt out.<\/label><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-html elementor-field-group elementor-column elementor-field-group-field_dbc9eb0 elementor-col-100\">\n\t\t\t\t\t \n<div id=\"form-legal-text\" style=\"display:none;\">\n    <a href=\"https:\/\/krieneragency.clients-demo-website.com\/index.php\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">\n        Privacy Policy\n    <\/a>\n    <span> and <\/span>\n    <a href=\"https:\/\/krieneragency.clients-demo-website.com\/index.php\/sms-terms-of-service\/\" target=\"_blank\" rel=\"noopener\">\n        SMS Terms of Service\n    <\/a>\n<\/div>\n\n<script>\ndocument.addEventListener('DOMContentLoaded', function () {\n\n    function addLegalText() {\n\n        const legal = document.getElementById('form-legal-text');\n\n        if (!legal) return;\n\n        const forms = document.querySelectorAll('.elementor-form');\n\n        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[&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":669,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1390","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Worker&#039;s Compensation - Kriener Agency<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Worker&#039;s Compensation - Kriener Agency\" \/>\n<meta property=\"og:description\" content=\"Coverage Worker&#8217;s Compensation Worker&#8217;s compensation pays medical costs and lost-wage benefits for work-related injuries and illnesses, and provides employers liability coverage for 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